What You Need To Know About Automotive Insurance Policies and GPS

Many drivers search Google with the question, "Does GPS help with automotive policies?" The answer to this question is "yes!" That's because the best GPS technologies encourage safer driving. GPS trackers can monitor driving behavior like speeding and hard braking. By identifying this behavior, you can improve driving practices and become a more accomplished and safe motorist. 

Learn more about automotive insurance policies and GPS in this guide and discover the benefits of LandAirSea (LAS) products when making an insurance claim. 

GPS, Explained

The Global Positioning System (GPS) is a collection of satellites that navigate the planet. GPS devices receive signals from these satellites to pinpoint a user's precise location through a process called triangulation. The U.S. government once exclusively used GPS to track submarines carrying nuclear missiles. Today, you can use GPS to improve driver safety.

How Does GPS Help With Automotive Policies?

Consider this scenario:

You've been involved in a minor vehicle collision with another driver. You exchange insurance information with the person, but there's no proof to establish who is liable for the accident. No witnesses. No cameras. It's a case of your word against theirs. So your insurance company can't honor your claim, meaning you need to pay for expensive repairs to your vehicle. 

Thankfully, GPS can provide insurers with evidence that supports auto insurance claims and deliver justice in cases that lack any proof of liability. This technology can prove you are a safe and responsible motorist when another driver is at fault for an accident.

You can send driving behavior data to insurers to prove you are a safe driver and not to blame for an accident or emergency on the road. GPS data might prove another driver is liable for any costs involved in an accident and prevent you from getting a bad driving record. You can strengthen an insurance claim by combining a GPS tracker with a dash cam or other video technology. 

How Else Does GPS Help Drivers?

In addition to providing evidence for automotive policies, integrating a GPS tracker into your vehicle can offer the following benefits:

• Use GPS to get from Point A to Point B in the quickest possible time. No longer will you have to rely on a paper map or ask anyone for directions. Just enter your location in a GPS tracker and start driving! GPS does all the hard work for you.
• Avoid roadworks, traffic collisions, and other events that make getting to your chosen location more challenging. The best GPS trackers provide real-time information about happenings on the road, allowing you to find the quickest alternative route to your destination. 
• In an emergency — for example, when lost on the road —you can send your location information from a GPS tracker to friends, family, or law enforcement.
• Reduce fuel consumption by finding the best and fastest way to your destination. That could save money on the cost of fuel, which reached an all-time high earlier this year. 
• While investing in a GPS tracker requires an outlay, it can generate a return on your investment by lowering monthly auto insurance premiums. Not all insurers offer discounts for GPS. However, you could save 10%–15% on your monthly premiums just by fitting this technology into your car. If you currently pay the national average monthly insurance premium—that's $148 per month—you could save around $15–$22 a month. 

As you can see, GPS can prove valuable in various driving scenarios, making this technology a worthy investment. While smartphones and tablets have GPS capabilities, GPS trackers—like those manufactured by LAS—can provide more accurate location information because they receive stronger signals from satellites. 

How LAS Helps With Automotive Insurance Policies and GPS

LAS has an incredible range of GPS technologies. The industry leader has manufactured GPS-enabled products since 1994 and serves multiple sectors, including construction, manufacturing, law enforcement, the armed forces, retail, and professional services. 

Here are three GPS units that can improve driver safety and prove liability after an on-the-road accident:

• The LandAirSea 54 With ShareSpot offers geofence, speed, and battery alerts. You can attach this tracking device to multiple areas of your car with its in-built industrial-strength magnet.  
• The LandAirSea Sync offers real-time tracking within 6 inches. You can plug this technology into your vehicle's OBD II port, meaning you don't need to charge the device or use batteries. 
• The LandAirSea Overdrive With ShareSpot has a battery that lasts 3–4 times longer than the LandAirSea 54. Attach this dustproof and waterproof device to multiple areas of your vehicle with the provided industrial-strength magnet.

Confused about which product to choose? LAS can help you find the best GPS-enabled tracking device based on your circumstances and budget. Contact LAS for more information. 

Why Choose LAS?

Here are some benefits of LAS when considering GPS trackers for auto insurance claims: 

Simple Installation

After attaching your device to your vehicle, just download the Silvercloud app from Google Play or the App Store and start tracking real-time location information.

Excellent Customer Service

You can contact a member of the LAS team when setting up or troubleshooting your device. Alternatively, read FAQs and user guides on the LAS website. 

Affordable Pricing

LAS devices are considerably cheaper than many GPS products on the market. You can generate a return on your investment by strengthening a future insurance claim and proving safe driving behavior. LAS operates a subscription-based pricing model with no activation fees or contracts, providing you with ongoing flexibility. 

Final Word

Attaching a simple GPS tracking device to your vehicle—like those made by LAS—can lower insurance premiums and prove liability in an accident or on-the-road emergency. These devices monitor your driving behavior and can strengthen a future insurance claim. 

Contact ian.conley@landairsea.com for more information about automotive insurance policies and GPS and selecting the right LAS device based on your circumstances.